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Builders Trauma Insurance

Builders Trauma Insurance Last Updated: 2011 December 30

If you were to suffer a critical illness, how would you, your family and even your business cope?

A critical illness won't necessarily end your life, but it can have huge financial consequences for any builder through loss of income as well as major medical and rehabilitation costs.

The easiest way to protect against the financial consequences of a critical illness is trauma insurance.

To get a quote on your trauma insurance, simply click here to complete our online quote request.

If you would like to know more about this important cover, simply read on below...

What does trauma insurance cover?

Trauma insurance will pay you a lump sum upon diagnosis of certain critical illnesses.

The illnesses and conditions covered by trauma insurance can differ from one insurance company to the next, however the big three most commonly claimed on are cancer, stroke and heart attack.

There are dozens of conditions covered by trauma insurance. Some of the conditions are specified illnesses, such as lung cancer or liver disease, whilst others cover events or injuries such as severe burns or loss of limbs.

The conditions covered by a trauma insurance policy can differ slightly from one insurer to the next, so it is worth doing the research to find the policy that is going to suit your needs best.

What to look for in a builder's trauma policy

Builders are at risk from many of the same illnesses and conditions as anyone else, but here in Australia you are especially susceptible to one of the most common forms of cancer - skin cancer.

Trauma insurance will cover skin cancer, however different policies will have different definitions when it comes to the levels and seriousness of a particular skin cancer. For a builder it is vital to have a trauma policy with good skin cancer definitions.

Aside from finding the cover that suits your needs best, it is also important to find a policy that provides good value for money. We all want to find the cheapest policy, but having the cheapest trauma insurance is no good if it doesn't meet your needs and objectives.

Choosing a builders trauma insurance policy

Your main goal should be to find a policy that covers the conditions that are important to you, whilst also providing the best value for money.

As mentioned earlier, an important factor for any builder should be the skin cancer coverage offered by the policy, but you should also consider any other conditions which are important to you. For example if you have a family of kidney disease, you'll want to have a policy with strong coverage for kidney disease.

Trauma insurance can be complex when you get down to the fine print, and having the right policy can mean the difference between a successful claim and a declined claim.

To ensure you have the right policy, we recommend that you use the services of an insurance expert who knows the building industry and knows which policies will provide the best cover and value for money for builders.

Here at Builders Insurance we have a network of financial advisers and insurance brokers who can assist with your trauma insurance and all of your other builder's insurance needs.

To obtain a quote on your builders trauma insurance contact us today or complete our simple online request for an obligation free quote.

Start your quote...

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What makes us better?

1. Lower Premiums

Our team will work hard to find the best deal on your insurance. If you can find a better deal elsewhere, we'll do our best to match it.

2. Less Hassle

Our online systems allow you to get your quotes faster and get your cover in place with the least amount of hassle.

3. Big & Strong

We only use strong and reputable insurers for your cover, giving you peace of mind knowing that you'll be looked after at claim time.

4. Expertise

We're the experts when it comes in insuring builders. It's what we do, and we do it well.

5. No Call Centres

You won't be dealing with a random person in a call centre each time you speak with us. Instead you will be assigned to a single adviser or broker (depending on your needs) who will look after you.


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